Complete Practical Guide To Personal Finance For Beginners
This personal finance course will teach you how to manage your money, create an easy budget, eliminate your debt, raise your credit score, earn more money, invest wisely, and so much more in a step by step format that is perfect for beginners.
· Do you feel overwhelmed by personal finance?
· Are you tired of living paycheck to paycheck and want to earn more money?
· Do you want retire early?
· Do you struggle with budgeting?
· Are you confused about your credit score and how to raise it?
· Have you considered investing, but it all seems so confusing?
· Do you often dream of becoming financially free and living the life you always wanted?
If the answer is yes to any of these questions then this course will be perfect for you. I have been in your shoes before, and over the past 15 years I have helped people get out of debt, earn more money, and turn their finances around. Personal finance doesn’t have to be confusing or overwhelming. When broken down step by step it can be easy to follow and even FUN! When you start hitting your goals, crushing your debt, and watching your investments grow it can be really exciting. Moreover, having your finances in order can relieve so much unnecessary stress in your life.
PERFECT FOR COMPLETE BEGINNERS
This isn’t your usual boring and stuffy personal finance course. This course is broken down with easy to understand concepts without a bunch of confusing financial jargon. It doesn’t matter if you are buried in debt or have no debt, an account full of money or you are broke, this step by step course is built to help you master your finances and become financially free.
Course Curriculum
In this complete guide to personal finance for beginners will cover the following topics and more:
· Personal Finance 101
· Calculating Your Net Worth
· Budgeting
· Building Your Emergency Fund
· Paying Off Debt
· Creating A Debt Pay Off Plan
· Understanding Your Credit Score
· How To Get An Excellent Credit Score
· How To Earn More, Negotiate a Raise, and Negotiate A Job Offer
· Recession Proof Your Finances
· Relationships and Money
· Insurance
· Saving Money
· Investing 101: Real Estate Investing, Stocks, Bonds, Mutual Funds, ETF’s, CD’s and Savings
This course was created in a step by step format that can be completed at your own pace.
The course comes with 2 workbooks and many resources that accompany each section, including a 30 Day Emergency Fund Savings Challenge. The first workbook is a printable workbook for people who don’t like spreadsheets or don’t know how use them and a spreadsheet workbook for people who prefer the automations spreadsheets provide.
By the end of this course, you will be able to create an easy budget, fill up your emergency fund, get out of debt, and start investing wisely so you can retire early, become financially free, and start living the life you always dreamed of!
What students are saying about this course:
“This course is great because it breaks down personal finance into detailed and manageable steps. Money is so overwhelming and stress-inducing, but this guide has so many useful tips for overcoming that.”
“I’ve never looked at my finances this way…maybe the fact that I haven’t spent any time learning any of this is why I’ve never grown financially! The spreadsheets and guides are extremely helpful and I already feel my financial mindset is changing positively.”
“The presenter is clear and concise. The visuals are very helpful. Everything is explained clearly and in detail. My fiancé and I are to marry next year and I hope to apply a lot of the information I’ve gained from this course in debt management and investments.”
“This was a really helpful course. The topics were very clearly explained. I feel significantly more competent when it comes to arranging my own money. I had always been really intimidated by investment options and this course really broke them down in a way that was clear and easy to grasp.”
What are you waiting for?? Enroll in this course today and take your personal finance skills to the next level.
Lauren
Personal Finance 101
The course and instructor introduction which describes how the course works and what to expect.
You will learn what net worth is and how to calculate your net worth
You will learn how to calculate your debt to income ratio.
You will learn what the 70/20/10 Rule is and how to apply it to your finances
This quiz will test your knowledge of the 70/20/10 Rule. This quiz will be multiple choice.
You will learn how compound interest works for and against you
You will learn how to determine how much your time is worth.
You will learn about risk tolerances and how to determine yours.
In this lecture we will be setting financial goals so we have a solid plan of action.
Budgeting
An overview of the budgeting section.
You will learn how to review income and expenses.
This quiz tests your knowledge of the Reviewing Income and Expenses Lecture. The quiz is multiple choice.
You will learn how to download income and expenses
A massive time saver for reviewing income and expenses.
A massive time saver for reviewing income and expenses with a spreadsheet.
You will learn how to create a budget.
You will learn how to budget irregular Income.
You will learn how many bank accounts are needed.
This quiz tests your knowledge of the How Many Bank Accounts Are Needed lecture. This quiz is multiple choice.
Building Your Emergency Fund
An overview of the building your emergency fund section.
You will learn why an emergency fund is important and how much you need in your emergency fund.
You will learn if you should invest before building you emergency fund.
30 Day Emergency Fund Savings Challenge
Paying Off Debt
An overview of the paying off debt section.
You will learn the difference between the snowball and avalanche method, and which one is better.
You will learn how to create a debt pay off plan.
You will learn if you should start investing before paying off your debt.
You will learn the difference between debt consolidation and debt settlement.
You will learn if you should use debt consolidation.
You will learn how to negotiate interest rates on your debt.
You will learn about all of the debt relief options.
You will learn the One Month Rule and how to apply it to your finances.
In this lecture you will find additional resources for this section.
Credit Score
An overview of the credit score section.
You will learn what a credit score and credit report are.
You will learn how to pull your credit report.
You will learn how to read your credit report.
You will learn how your credit score is calculated.
You will learn how to get an excellent credit score.
You will learn if you should use a credit repair company.
You will learn how to file a dispute on your credit report
Earn More
An overview of the earn more section.
You will learn side hustle ideas.
You will learn how to negotiate a pay raise.
You will learn how to negotiate a job offer.
You will learn if a part time job is worth it.
You will learn if starting a business is a good idea.
You will learn about credit card reward hacking and credit card churning.
You will create an earning more brainstorm
In this lecture you will find additional resources for this section.
Recession Proofing Your Finances
An overview of the recession proofing your finances section.
You will learn how to recession proof you finances.
You will learn how to make more money during a recession.
Relationships and Money
In this section we will discuss relationships and money. Including how to get on the same page and stop fighting over money.
You will learn about getting on the same page about money in your relationship or marriage.
You will learn how to stop fighting over money.
Insurance
An overview of the insurance section.
You will learn the difference between term and whole life insurance.
You will learn about adequate car insurance coverage.
You will learn what an HSA account is and how to use it.
Investing
An overview of the investing section.
You will learn about buying assets vs. liabilities, and the investment snowball.
You will learn the basics of real estate investing.
You will learn the basics of investing in stocks.
You will learn about high interest savings accounts. money market accounts, and CD's.
You will learn the basics of index funds, mutual funds, and ETF's, and the difference between them.
You will learn the basics of investing in bonds.
In this lecture you will find additional resources for this section.
Community
- Connect
- Jobs
- Events
- Forums
- Groups
For Professionals
- List Item #1
- List Item #2
- List Item #3
For Businesses
- List Item #1
- List Item #2
- List Item #3
Partnership Opportunities
- Sponsorships
- Advertise with us
- List your Business
- List your Event
- List your Course